Our Mission with Financial Literacy
In briefAI summary — tap to read
Ria and Micah, co-founders of Teens Who Invest, presented their mission to address the critical gap in financial literacy education for young people. Their organization offers free, interactive workshops on budgeting, investing, banking, and saving to students across California, having reached over 115 students and partnered with libraries, schools, and youth organizations.
Key takeaways
- Financial literacy is not taught in most schools until 2030, creating a five-year gap where teens receive no formal financial education despite its critical importance.
- Teens Who Invest conducts interactive, age-appropriate workshops using real-world scenarios like budgeting for an iPhone and stock investment activities to engage younger audiences.
- 67% of U.S. adults cannot answer basic financial literacy questions, and 60% lack $1,000 in emergency savings, highlighting the widespread need for financial education.
- Both founders have prior business experience—Ria runs a piano teaching business and Micah previously ran a dog-walking business—which shaped their understanding of financial management.
- The organization plans to expand globally by establishing chapters in other regions through outreach to interested founders.
About Teens Who InvestRia and Micah are high school students from California who founded Teens Who Invest in February 2025. Ria is an accomplished pianist who performed at Carnegie Hall and teaches piano students aged 4 to seniors; Micah previously operated a neighborhood dog-walking business.
AI-generated from the meeting recording — AI can make mistakes, so check the recording for anything important.
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Program: Our Mission with Financial Literacy
Speaker: Teens Who Invest
We bring you a new program every week on innovation, entrepreneurship, and education and how they contribute to service to others.
Teens Who Invest is a team of students helping students to build a strong foundation in personal finance and entrepreneurship—essential life skills for real-world success.
These are teenagers who want students globally to have the opportunity to learn something not typically taught in schools. The team's presentations are a mix of lectures and activities starting with the fundamentals of personal finance, identifying needs and wants, building a budget, saving and investing, along with some advanced topics like saving for college and building a small business.
Our presenters, Ria and Mica, are California high school students who have started small businesses of their own, and like many their age also spend time on music and sports.
Members and guests, please welcome Ria and Mica!
To learn more, go to:
https://www.teenswhoinvest.com
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